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APR Representative: Representative 1169.67% APR Representative Example: Borrow £200 for 30 days. The total charge for credit is £48.00. Total amount repayable is £248.00. Fixed interest rate of 292% per year. 1169.67% APR Representative. Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.co.uk

High Acceptance Rate Loans

When you are looking for fast cash relief with bad credit through short term loans like payday loans then loan acceptance rate is very crucial. Many brokers may claim about high acceptance loans but direct lenders will follow the FCA guidelines in this regard. This means your loan affordability check is must before funding. Loan acceptance rate depends on your loan applied amount and your evidence about loan repayment capacity. So broker or any other person cannot forecast about loan acceptance.

Bad credit Loans

Bad credit history is not a big hurdle in loan approvals particularly in payday loans as these are very short term credits depends upon your current financial status. If you present cash crunch is due to some unexpected circumstances like car breakdown or medical urgencies otherwise you are living in well financial managed life then your past credit history will not kill your payday loan prospects.

Fast approval loans

For fast loan approvals and increase the loan acceptance rate the burden of proof about your present loan repayment capacity will be on you only. If you can produce your past bank statement and salary slips to make an assessment about applied loan affordability then your loan application will be processed fast and loan acceptance chances will be high.

Payday loan suitability

As we know payday loans or text loans are very short term unsecured loans and bears high interest rates so these should be opt as exceptional circumstances and not as a regular credit.

Loan Eligibility

The basic eligibility criteria for these funding is UK citizen who are in regular employment and getting paid through bank in UK. Logic behind this is because of special nature of credit. Bank account plays a vital role in funding, if loan approved the money is directly credited in this bank account and also loan repayment is done through auto debit of this account only.

Now question remain unanswered about where to apply?

Payday loan brokers are very active in UK market through their high quality websites with a claim of high acceptance instant approval no credit check loans but you should not believe on false advertisements. Although credit check is not relevant in payday loans; but many lenders perform credit check to know your past loan history.

High acceptance loans with direct lender

You should try to apply for payday loans with direct lenders only so that you can see the clear picture of loan acceptance in first instance. In case of brokers they never say no and try to sale your data to number of lenders who reward them highest commission. This will delay your loan approval and also may cost you more.

What are the charges and fees?

FCA has fixed upper limit for interest rate and charges, now maximum interest of payday loan can be up to 0.8% per day and under no circumstances you have to pay more than double you borrowed.

If not repaid on time?

You will have to pay a additional sum as penalty with interest of extended period. If you become defaulter for a long period without informing the lender he may take legal action against you and also your credit score go down. So apply for the loan amount actually needed and the same time you can return this in due time.


We at High acceptance Loans working as a bridge between loan seekers and money lenders with the help of this online platform. We do not charge any fees from visitor of this site. As we are not a lender or broker so we have no say on loan approvals. We do not claim for high acceptance loans or payday loans no credit checks it is fully depend on lender to perform credit check on you or not.

Summary of loan procedure

As you apply by filling attached form we will forward your data to our group of direct lenders for considerations if any of them show interest then we will connect you to that lender and he will process the application. Lender may ask more details if required. After his loan approval money will be send to you by direct bank transfer even on the same day. Similarly the loan amount plus interest will be debited from your bank account on due date.

High Acceptance Payday Loans

Warning: Late repayment can cause you serious money problems. For help, go to: www.moneyadviceservice.co.uk

High Acceptance text Loans
High Acceptance Loans